Financial Education & Counseling

 

BudgetSmart is a new and exciting software program now available on our website. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use the program to:

  • Establish a budget
  • Track spending
  • View tips for improving areas of overspending or inadequate saving
  • Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget

 

Click on the budget smart logo above to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!

CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account.  Use CheckRight if:

 

·        you are looking to open a checking account for the first time or

·        you have had difficulty handling an account in the past.

 

Among other things, CheckRight will help you learn how to:

 

  • open an account
  • write checks
  • make deposits
  • maintain a check register
  • reconcile an account
  • create a spending plan

 

CheckRight is a self-study program that allows you to learn at your own pace.  Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts.  You will be able to view the results and you have the option to send the results to the credit union via e-mail.

Lubbock Teachers FCU is pleased to announce the newest member benefit – Accel Members Financial Counseling. 

As a valued member of the Credit Union, we are committed to serving you.  And as a benefit of your membership, we are providing you with free access to and financial education and counseling services. 

Lubbock Teachers FCU has teamed up with Accel, a financial counseling program.  Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 44 years. 

Through our partnership with Accel, you will enjoy unlimited access to financial counselors without paying – it’s free! 

As a member of the Credit Union, you can receive assistance with:

 

  • Personal and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment
  • Avoiding bankruptcy, foreclosure, and repossession

 

Accel can give personalized answers to your individual needs.  For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away. 

Accel counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org